Have you ever thought, “Where did all my money go?” at the end of the month? You’re not by yourself. At some time in their lives, the majority of people wonder how their money can go so rapidly. Even when you put in a lot of effort and receive compensation, it seems like the money eludes you. In actuality, how you handle your income matters more than how much you earn. Budgeting then becomes important. Being frugal or never spending money on things you enjoy is not the goal of budgeting.